495 Central StreetSaugus, MA 01906MLS Number 73506365

  • Price: $699,000
  • Est. Mortgage of $/month
  • 68 Days on Market
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Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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Under Agreement
495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906495 Central Street Saugus MA 01906
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  • 5Bedrooms
  • 0.19Acreage
  • 3Bathrooms
  • 1880Year Built

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DO NOT WALK THE PROPERTY GROUNDS WITHOUT THE LIST AGENT. Rare value-add opportunity at 495 Central Street! The city classifies as a 3-family residence (currently configured as a 2-family) sits on an expansive corner lot featuring the massive advantage of two separate driveways, one on Central St and one on Jackson St. The property has no income records as it has been occupied by the same family for multiple generations. This property is in need of repair. The layout is a developer's dream for a potential condo conversion or a premium multi-family renovation with ample parking. The property is likely a full gut renovation, priced strictly for its current state and awaits a full transformation to unlock its maximum ROI. Sold strictly AS-IS, AS-SEEN. All buyers and agents to perform their own due diligence regarding zoning, unit count, and permitted use. Bring your vision to this blank canvas with incredible bones and a central location.
Listed by Joyce Sullivan of Serhant

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More Info

Basic Information

  • Contingency Pending P&S
  • Lot Features Corner Lot, Level
  • Mls StatusUnder Agreement
  • Parcel Number M:005F B:0008 L:0008,2152596
  • Rent Includes Unit 1(None)
  • Road Frontage DescriptionPaved

Location

  • Address495 Central Street
  • Building Number495
  • CountyEssex
  • StateMA
  • StreetCentral Street
  • TownSaugus
  • Zip01906

Interior

  • Flooring Hardwood
  • Interior Features Open Floorplan, Living Room, Dining Room, Kitchen, Office/Den

Property Information

  • Building Area Source Measured
  • Living Area 3,091
  • Lot Size Square Feet 8,390
  • Lot Size Units Acres
  • Road Responsibility Public Maintained Road
  • Square Feet3,091

Tax Information

  • Tax Assessed Value $818,500
  • Tax Year 2026
  • Taxes$8,528

Rooms

  • Bathroom3
  • Bathrooms Total Decimal 3
  • Bedrooms5
  • Full Bath3

Building

  • BasementFull, Dirt Floor
  • Building Area Units Square Feet
  • Construction Materials Frame
  • FoundationStone
  • Levels 3
  • Patio And Porch Features Enclosed
  • Rooms12
  • Stories3
  • Units2
  • Year Built1880
  • Year Built Details Approximate
  • Year Built Source Public Records

Other

  • Date Listed04/23/2026
  • Farm Land Area Units Square Feet
  • View Count7

Parking

  • Open Parking YN Yes
  • Parking Features Paved Drive, Off Street, Paved
  • Parking Spaces7

Basic Information

  • List Price$699,000
  • MLS Number73506365
  • Modification Date06/10/2026
  • Property SubType3 Family - 3 Units Up/Down
  • Purchase Contract Date04/28/2026
  • Virtual TourView Tour

Property

  • Acreage0.19

Exterior

  • RoofShingle

Utilities

  • Heat SystemYes
  • Heating Central, Oil
  • Sewer Public Sewer
  • Water Source Public

Amenities

  • Amenities
    • Highway Access
    • Laundromat
    • Medical Facility
    • Park
    • Private School
    • Public School
    • Public Transportation
    • Shopping
  • Appliances IncludedRange, Refrigerator
  • Other AmenitiesBasement

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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. (MLSPIN) from third party sources, including sellers, lessors and public records, and were compiled by MLSPIN. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLSPIN and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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