I have worked with many people through big life changes--buying a first home, selling that one and buying the next, sometimes numerous big moves.

Lately I've been getting a lot of calls to talk about the next phases of life. And I've been thinking about it myself.

• How will I live my later years? Where do I want to end up? How many more times will I
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In  general, tax law identifies the difference between what a borrower owes and what a borrower actually pays to the bank in a foreclosure or short sale as taxable income. This can be a nightmare for already cash-strapped sellers. There is good news, [...]